We can help you take the next step to becoming a landlord with our range of Buy to Let Mortgages and remortgaging options. We know that mortgage negotiations can be a minefield so we're proud of our personal service, and with one dedicated point of contact we've got your back.
Our consultants are available 7 days a week, 362 days a year. And you’ll have one point of contact through the whole process.
Pick from our wide range of Buy to Let Mortgages. Pay back up to 10% every year with no charges.
We can help you remortgage too. Choose from a range of cost-effective packages that can include free valuations and legal assistance.
We consider loans up to £10 million. We’ll assess these in our usual way.
Your home may be repossessed if you don't keep up repayments on your mortgage.
We’re up front with our customers about everything. We’ve created this handy summary of our Buy to Let Mortgages key features so you can see the important information from the get-go.
Download our PDF of rates to read when you like - they contain all the ins and outs of our Buy-to-Let Mortgages.
Buy to Let Mortgage Details - New Customers (PDF)(108KB)
Buy to Let Mortgage Details - Existing Customers (PDF)(885KB)
Buy to Let Requirements - PRA (PDF)(71KB)
Buy to Let Business Plan - PRA (PDF)(70KB)
Our Service Relationship with Personal Customers (PDF)(1.2MB)
You can apply for a Buy to Let Mortgage if you are:
Our Buy to Let Mortgages are designed to be practical and flexible.
Loan sizes up to £5 million
Want to borrow more than £5 million?
You can pay off up to 10% every year with no early repayment charges. If you pay back more than this, you’ll be charged a percentage of the repaid amount.
During our mortgage process you’ll have one point of contact from start to finish.
Our underwriters consider your individual personal circumstances. That means we can take a sensible approach if you’re self-employed, a contractor, or if there’s another reason you might have difficulty getting a mortgage. The key is that we won’t lend more than you can comfortably repay.
We offer remortgage options that can cover most or all of the legal and valuation fees.
Legal assistance
We can appoint a reliable solicitor for you from our panel. They handle the legal process, and we handle their fees. In some unusual cases there are things we don’t cover – such as unusual search fees, change of name on title, transfer of equity and first registration of title.
We hand-pick the solicitors on our panel. However, if you’d prefer to use a different solicitor you’ll need to cover the fees yourself. (We don’t cover independent legal advice either.)
You can get legal assist for properties valued up to £2 million.
Free valuation
For properties valued up to £2 million, we can cover the cost of the basic valuation.
Download information on all fees
Mortgage Tariff Details (PDF) (138KB)
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A friendly face and a quick answer. And all the usual payment services too. We're open 362 days a year.
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Take the guesswork out of the buy-to-let mortgage application process with our helpful guide.